Complete guide to everything you need to know about playing slots online in the US for real money including where to play, best slots and best bonus offers.

Ryan Gutzler

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Updated:

Aug 30, 2024

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What States Offer Online Slots for Real Money?

Legal online casinos are only available in a limited amount of states, but the good news is that you do not need to be a resident, just physically present in the state to play online slots for real money. This means that if you are from New York, but take a trip over the border into Pennsylvania, you can register an account and play real money online slots while you visit. All transactions, including claiming bonuses, registration, deposits, and withdrawals, can all be done from anywhere in the US, but in order to spin the reels of your favorite online slots, you must have both feet firmly planted in one of the following states.

Can I Play Slots Online if I am not in a Regulated State?

If you are not located in one of the states listed above, be sure to check out our Social Casino page for fun and exciting legal options to play online slots and earn real money and prizes from anywhere in the US. In addition to online slots, you can play a large variety of casino games at the following social casino sites.

Top Rated Social Casino Apps

Are Online Casino Slots Legal?

Yes! Every real money online slot games provider and all real money online casinos will go through a rigorous testing and regulatory process before going live in the state. This testing includes game integrity, ensuring that payments are safe, secure and timely and all other aspects of online gaming. The oversight departments for each state are constantly monitoring each site and slot operator to keep you safe and ensure that all real money slot gameplay is fair.

Online Slot Terminology

Before we dive too much more into how online real money slots work, let’s take a look at some key terminology associated with playing online slots.

• Reels: Reels are the spinning disks on a slot machine that contain the symbols.
• Symbols: The images or icons displayed on slot reels.
• 3-Reel Slot: A slot machine that contains just three reels.
• 5-Reel Slot: A slot machine that contains five reels.
• Paylines: A payline is the order in which symbols must line up in order to pay out on a winning combination.
• Wilds: Wilds are symbols that can replace any other symbol in the game.
• Scatters: Scatters are symbols that activate a bonus round or special bonus winner. Each game will have its own rules for how many and/or arrangement of scatter symbols will activate the bonus rounds or special win.
• Bonus Round: Bonus rounds can be considered a game within a game, where you are awarded free spins, a chance at a jackpot payout or some other type of freeplay.
• Free Spins: Free spins are typically awarded via bonus rounds, but will allow the player to spin the reels without using any of their cash balance.
• Return-to-Player (RTP): Return-to-player, or RTP is the amount that you should expect to win based on every $100 wagered. For example, if a slot has a 98% RTP, you should expect to win $98 for every $100 wagered.
• Volatility: Volatility is measured in three levels; low, medium and high. If a slot is low volatility, it will pay out less but more frequently, whereas an online slot with high volatility will pay out more but less frequently.
• Jackpot or Progressive Jackpots Slot: A small portion of every spin is put into a jackpot, where the number keeps growing the more people play. Once someone triggers the jackpot, it is reset to a predetermined number and will continue to grow until another customer wins again. Progressive jackpot slots can have higher volatility than standard slots, but that is not always the case.
• Slots Tournaments: Primarily run at brick-and-mortar casinos, slots tournaments have a start and finish where participants play as many spins as possible with the winner being determined by amount of wins net or gross at the end of the time limit.

How do Online Slots Work?

Real money online slots are similar to their retail casino counterparts but can be played on any computer or mobile device when you are located within the friendly confines of a legal and regulated state. Online slots use a random number generator (RNG) that determines what symbols will display on the screen and payouts are based on the arrangement of the symbols.

When looking a little deeper into how slot games work via the RNG, it is actually a very simple process. Once the bettor clicks on the spin button, the computer will randomly choose a number; that number correlates with a certain arrangement of the reels. The reels will spin and stop at the pre-determined arrangement, and if the symbols land on a payline, the appropriate payout will be paid.

Although the overall basic premise of online slots is universal, each slot will have its own paylines, symbols, and bonus rounds. In addition to that, each online slot will carry its own return-to-player percentage and volatility level. Every online casino will have their own slot game library, but all games run on the same basic premise.

Online Slots Bonus Offers

While there is less strategy involved in playing online slots for real money than other casino games, slots are typically the best method for taking advantage of deposit bonuses via a welcome bonus at a new online casino or a reload bonus that many reputable online casinos will offer weekly or via a VIP program through the online gambling sites.

Most online casinos offer impressive welcome bonuses to get you to come to check out their site. Slots always count 100% towards the wagering requirements, where other games such as blackjack or roulette will only count 10%. This means that $100 wagered on slots counts as $100 towards the wagering and $100 bet on blackjack will only count for $10.

When online casino sites offer bonus money, you are essentially playing with house money. Be sure to check the wagering requirements as anything over 20x is not worth your time, but deposit bonuses can be as low as 1x but are typically between 5x and 15x the bonus funds. This means that if you get a 100% up to $1,000 and the wagering requirements are 1x, you simply have to put $1,000 in play and any winnings will be converted to your cash balance. Welcome bonuses that have 5x wagering would require $5,000 in wagering where welcome bonuses with 20x wagering would require $20,000 in wagers to convert.

The fun does not stop after the welcome bonuses have come and gone. Regulated online casinos have stiff competition, they will keep you coming back for more with reload bonuses. Some will offer a deposit bonus weekly, some will offer bonuses daily, while others will require you to bet enough to be in their VIP program before you see any deposit bonus offered to you. However you get there, take advantage of being able to play slots for real money with bonuses whenever you can.

One way to maximize your deposit bonus offers is to register at several online casinos. You can play real money slots at a variety of reputable online casinos and put less of your own money at risk. Whether you like classic online casino slots, video slots or progressive jackpots, you should always look for the best casino bonuses before putting your money in play and you can use the bonus funds to win real money.

How to Choose the Best Real Money Slots

When you register a new account at an online casino, you will notice a large library of real money casino games. The biggest category of games will almost always be online slots, and the sheer volume of real money slots to choose from can be a bit daunting. Being informed of the variations in the slot titles can help you choose the best real money slots game for you.

While some players may just pick the first game that looks fun, you may be leaving some money on the table if you do not do your research. How to choose the right one for you comes down to what you are trying to accomplish when playing slots for real money and will help you win real money over time.

Slots with Steady Returns

If you are looking to just kill some time and have fun, be sure to choose real money slots that have low variance and high RTP. You can find this information in the information section of the game after you open the slots game you want to play. Some real money online casinos such as Golden Nugget Online Casino will list the stats right on the slots homepage. An example of a real money slot game with high RTP and low variance is Jack Hammer or Jack Hammer 2. You can expect a lot of small to medium sized wins when you play online slots with low variance and high RTP.

Slots with Big Payouts

If you are looking for big, less frequent wins, you can look for a game that has high variance but still holds a high return-to-player percentage. These games are rare but with the huge selection of real money slots at a regulated online casino, there are still plenty of slots to choose from. An example of this type of real money game that combines high variance with a high RTP is Dead or Alive from NetEnt. When you play slots like Dead or Alive, you can expect bigger swings in your balance, but when you do hit a free spins bonus round, you can expect larger than average returns.

Progressive Jackpot Slots

A progressive jackpot slot is a type of real money slot game that takes a small percentage of every bet from all bettors playing the game and puts it into a jackpot that will eventually hit and could land that lucky gambler large sums real money from one spin of the reels. Progressive jackpot slots will tend to lean more towards the higher variance and slightly lower RTP than typical online slots, but the chance at hitting a five, six or even seven-figure payday will be appealing to many bettors.

Typically, progressive jackpot slots will trigger the real money jackpot via a free spins bonus round where you will need to hit a certain arrangement of bonus symbols on the screen. Once those bonus symbols hit, you will be paid out the full amount of the progressive jackpot.

There are some things to keep in mind when playing real money jackpot slots.

• Some games will require you to hit the max bet in order to hit the biggest online slots payout, while others will just scale the jackpot amount to the size of your bet.
• There is no method to figure out when jackpot slot games will hit, but some titles will hit more often, while others may not hit for years. Either way, the amount of the jackpot will continue to grow.
• Once a real money progressive jackpot slot hits, it will reset back down to a predetermined amount of money. For example, if a jackpot hits for $600,000, it may reset back down to $10,000 but will grow quickly with bettors continuing to play the game.

Our suggestion for getting your feet wet with a jackpot slot is to start out with the game that has taken over online slot casinos is Divine Fortune. Divine Fortune is a five reel slot with an ancient Greek theme that features 20 fixed paylines and two sets of bonus rounds and three progressive jackpots where two are scaled to the size of your bet and the Mega jackpot can trigger a massive amount of money with a bet as low as 20 cents. Divine Fortune is our pick among all the progressive jackpot games, as it boasts a very high RTP of 96.6% and medium variance.

Free Online Slot Games

If you are not ready to play online slots for real money, there is always the option to play online slots for free. When looking to play free online slots, you have a few options. Once you choose a real money online casino, you can check if they have free or demo versions of the slot games you have chosen to play. This will allow you to play a real version of the game but with play money.

If you want to play slots online for free, among other casino games, you can register an account at a free online social casino. Social Casinos allow you to play free games that could win you real cash and prizes without putting any of your hard money at risk. Check out the highest-rated apps for legal social casinos below.

Slot Games to Avoid

If you have made it this far, you may be wondering what type of real money slot games should I avoid? Real money slot games that have high variance and low RTP will make your money disappear quickly, which is no fun for anyone. Slot games that can fall into this category can be classic three reel slots and most of the Wheel of Fortune slot games. Real money classic slots are typically remnants of a retail casino slot game that have a much lower RTP and, if we are being honest, are not as much fun to play.

You are better off choosing real money slot games that have higher returns. Your money will go further and it will keep you in the game longer. When you play slots, the goal is to have fun, and the longer you stay in the game, the more fun you will have.

What Slots Pay the Most Money?

RTP is the common abbreviation for Return-to-Player, which is a theoretical return, over time, based on $100 being wagered. So, for example, if you play a real money online slot that has a 98% RTP, you should earn back $98 for every $100 wagered. It is a theoretical number as there are other factors involved, such as bet size and how often you play, but RTP of online slots is a solid indicator of how well an individual online slots will pay. Below is a short list of some of the best options for slots with a high RTP. Typically anything over 96% is considered a strong RTP. Other casino games like blackjack and roulette will boast slightly higher RTPs but smaller wins. When you play real money slots, you may want to consider one of the best online slots with high RTP below:

• Mega Joker – 99%
• BloodSuckers – 98%
• Jack Hammer – 96.9%
• Jimi Hendrix – 96.9%
• Guns ‘n’ Roses – 96.9%
• Starburst – 96.1%
• Wheel of Fortune – 96.6%
• 88 Fortunes – 96%
• Divine Fortune – 96.6%

Best Online Casinos for Real Money Slots

When it comes to the best real money online casinos for slot players, there are several factors to consider including slot game selection, availability, gameplay, and best bonus offerings for slots. We here at USBets have tested all the US online casinos and have broken down the top casinos for each type of slot player to ensure you end up at the right casino.

BetRivers Online Casino – Best Online Casino for Beginners

• Available States: New Jersey, Pennsylvania, Michigan, West Virginia
• Full Review: BetRivers Casino Review
• Shares wallet with: BetRivers Sportsbook

BetRivers, the online brand of Rush Street Interactive, initially launched in New Jersey in 2016 under their sister brand, PlaySugarHouse. Since then, BetRivers has gone live in several other states and has always been one of the most underrated legal online casinos when compared to its peers. What sets BetRivers apart is they have one of the best online real money slots games selection in all available markets and their bonus funds are always 1x wagering.

BetRivers is also home to the most player-friendly rewards program in the industry, iRush Rewards. No matter if you are a high volume real money slots player or a casual bettor who likes playing slots in your spare time, the iRush Rewards program allows you to trade in points awarded for play for bonuses to keep you playing the best online slots, free stays at retail casinos and more. The more you play, the better the perks in this tiered rewards program. BetRivers also boasts one of the most responsive customer support teams if you ever run into issues. Between the player-friendly bonuses, stellar rewards program and customer support, BetRivers is a great start for slot players to get their first taste of online slot play as their welcome bonus has some of the lowest wagering requirements in the real money online casino market.

Caesars Palace Online Casino – Best Casino for Weekly Slot Bonuses

• Available States: New Jersey, Pennsylvania, Michigan, West Virginia
• Full Review: Caesars Palace Online Casino Review
• Shares wallet with: Caesars Sportsbook

Caesars Palace initially launched under proprietary software in New Jersey way back in 2013, but found it hard to compete in such a busy market. In 2020, Caesars acquired William Hill, which led to a major platform upgrade for both their sportsbook and casino offerings. The William Hill-powered casino is now active in all legal states and depending on which state you are in will determine the slot game selection.

In New Jersey and Michigan, the slot selection is among the industry leaders, but in Pennsylvania and West Virginia, they have been a bit slow to add a suitable amount of slot titles. What may just be regulatory issues is hurting Caesars Palace in those key states. The “old Caesars” platform has been completely rebranded to the new Caesars Palace Online Casino.

What truly sets Caesars Palace Online Casino apart from the field is that the fun doesn’t stop once the welcome bonus has come and gone. Caesars Palace typically has a very slot-friendly promotion going on almost seven days a week, and can range from a free spins to several hundred dollar deposit match bonuses that can help you win real money.

BetMGM Casino – Best Slot Game Selection

• Available States: New Jersey, Pennsylvania, Michigan, West Virginia
• Full Review: BetMGM Casino Review
• Shares wallet with: BetMGM Sportsbook, BetMGM Poker

BetMGM is the online arm of one of the largest gambling companies in the world, MGM International. BetMGM has gone through a series upgrades over the years, but none bigger than the massive facelift back in 2017 which came complete with a name change from playMGM to BetMGM. Since then, BetMGM has been a force in the legal online casinos market and boasts one of the most complete real money slots libraries in the US Market and includes video slots, progressive jackpots and more. BetMGM is constantly adding new real money games for you to check out.

No matter what legal state you are playing in, the number of real money slots you have to choose from is in the hundreds meaning that there is a slot game available for everyone. This also includes the most robust series of jackpot slots that share the jackpot totals with Borgata Casino in PA and NJ and Wheel of Fortune Casino for bettors in New Jersey. While the wagering requirements for the welcome bonus are reasonable, the only downfall of BetMGM is that the re-load bonus offers do have some of the highest wagering requirements among the online casinos in the US.

Draftkings Casino – New Welcome Offer

• Available States: New Jersey, Pennsylvania, Michigan, West Virginia
• Full Review: Draftkings Casino Review
• Shares wallet with: Draftkings Sportsbook

Draftkings is currently offering a welcome bonus for new users: Get $35 in Casino Credits + a 100% Deposit Match up to $100!

FanDuel Casino – Best for Sportsbook Crossover

• Available States: New Jersey, Pennsylvania, Michigan, West Virginia
• Full Review: FanDuel Casino Review
• Shares wallet with: FanDuel Sportsbook, FanDuel DFS

It seems as though that anything FanDuel touches turns to gold. What started as a top-rated DFS site, turned into the top online sportsbook, and, as expected, when they decided to enter the online casino market, they struck gold again and became one of the best online. FanDuel, who merged with Betfair back in 2018, took full advantage of the Betfair name and experience and now has an online casino that can stand up to some of the more established brands.

As far as game selection, FanDuel may not have the same robust library of real money slots as some of their counterparts, but does a great job of adding most of the more popular titles and has you covered for the best online slots and other online casino games. All bonus money that you earn is 1x playthrough, and FanDuel does offer crossover promotions with their top-rated sportsbook. FanDuel also added a daily that allows you to take three spins daily at 6pm for a chance to earn up to $2,000 in bonuses.

Advantages of Playing Real Money Slots Online

While you are missing the hustle and bustle of visiting your local casino, there are several advantages to playing slots online vs going to a retail casino.

• Bonuses, Bonuses, Bonuses: It is rare for a retail casino to give away bonus money, but online casino competition is so fierce, that bonus offerings are massive. When an online casino gives you a deposit match, free play or other promotion, it gives you the rare opportunity to turn the house edge upside down and put the odds in your favor. Be sure to check out our top online casino bonus page to take advantage of all the best slot bonus offers.
• Higher Returns: When you take a look at RTP for real money slots games against their retail counterparts, its a night-and-day comparison. There are hundreds of games with an RTP of 96%+ topping out at around 98% online, where the average RTP of a retail casino slot is typically 92% or below.
• Convenience: It goes without saying that online slot games for real money is more convenient, as you can play from anywhere at any time. Gone are the days of having to get ready, drive to the casino, and wander around looking for your favorite slot machine only to find out that all of your favorite titles are in use. You can now pull out your laptop or mobile device on your couch, waiting in line at the store, or kill some time waiting for a friend by playing online slots.
• Lower Limits: Have you ever found yourself checking out a slot title at a retail casino and sit down only to find out the minimum spin is $5 or more? Online slots for real money typically allow you to bet pennies and still allow you to hit massive jackpots. For example, there are slot games, such as Divine Fortune, that allow you to go for six figure paydays with bets as low as $0.20.

Real Money Online Slots FAQs

Below are some of the most common questions that come up when discussing real money online slots in the US.

Are online slots legal?

Yes! In Michigan, Pennsylvania, New Jersey and West Virginia you can play acsino slot games online for real money with the added protection of knowing your money is safe as there is oversight from each states governing body.

You can also play free online slots at many sites from anywhere via the social casino platforms.

Can I clear bonuses using slots?

Yes! In fact, on most online casino sites, slots are the preferred method of clearing bonuses.

Can I win real money playing slots online?

Yes! When you play slots online at a legal and regulated online casino, all winnings can be cashed out to your bank account, PayPal, Venmo or any other payment method you choose to use.

How do I choose the best slots for bonus clearing?

When choosing a slot online for clearing a bonus, you want to check two very important factors that are RTP and Volatility. The best slots for clearing bonuses will have a high RTP and low volatility. This will give you the best chance possible to win money clearing bonuses.

Are slots at online casinos rigged?

No! Every online slot and online casino has oversight from the same governing body as retail casinos in the state. For example, online slots in New Jersey are regulated by the NJDGE, same entity that oversees all slots in Atlantic City.

Can I play slots online for free?

Yes! Almost all legal and regulated online casinos will have free slots available or you can check out the social casinos for a large selection as well.

How do casino welcome bonuses work?

When you register a new online casino account, you will be able to take advantage of a new player welcome bonus. Most will be a first deposit match, while others offer freeplay or free spins. Be sure to check out the reviews on USBets for a full breakdown of each sites terms and conditions including match amount, wagering requirements and more.

What is the legal gambling age in the US?

The legal gambling age to play slots online for real money is 21 years of age or older.

In what states can I play slots online for real money?

The states that have legal online slots are:

• Pennsylvania
• New Jersey
• Michigan
• West Virginia

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